Insurance Planning

Your income - the money you earn - provides the foundation for everything you do. From paying the mortgage to clothing your children to anything that makes you feel financially secure, everything is premised on having enough money. Money for final expenses, debt repayments, business continuation, and other monthly essentials is there when you need it most.

But have you protected the people who depend on you from any unforeseen circumstances? Even substantial assets can be wiped out quickly.

· A medical emergency can result in an early death, leaving your family without adequate income.
· A long-term illness can quickly drain a lifetime of savings.
· An injury or accident can make returning to work impossible.

Protect those who depend on you, your family and business associates, with an insurance program that suits your needs. Proper planning today will help protect you, your family and the things that are important to you.

Insurance Products
Life Insurance
Disability Insurance
Long-Term Care Insurance

Life Insurance
Life Insurance can provide an income-tax-free, lump sum payment that can be used to settle debts, or be invested to provide a monthly income stream for your family.

The following articles have been assembled to clarify the differences between the various insurance products that are available and help you to determine which product may be right for you and your needs:

When Is Term Life Insurance A Good Choice?
What Are The Pros And Cons of Whole Life Insurance?
What Flexibility Can Universal Life Insurance Offer Me?
What Are The Advantages of Variable Life Insurance?
How Can I Insure My Future?

How much life insurance should you have?

Do you have a question regarding Life Insurance? Would you like more specific information regarding life insurance?



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Have You Considered The Probability of a Disabling Life Event?
”Approximately 30% of all people age 35 to 65 will suffer a disability for at least 90 days, and about one in seven can expect to become disabled for five years or more.”
Source: Health Insurance Association of America; The New York Times, February 2000

Disability Insurance
Disability Insurance provides a monthly income to make up for lost wages should an accident, sickness or injury prevent you from working at your regular occupation. Benefits are generally received tax-free.

The following articles have been assembled to help you to determine if you have a need for Disability Insurance:

Do I Need Disability Insurance?

Do you have a question regarding Disability Insurance? Would you like more specific information regarding Disability?



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Long-Term Care Insurance
Long-Term Care Insurance is a financial product that provides funds to help you pay for the often costly assistance you may require to help meet your personal needs during a disability, following an accident, or simply as a result of the natural aging process.

The following articles have been assembled to help you to determine if you have a need for Disability Insurance:

Long-Term-Care -- Buy Now, Save Later

Do you have a question regarding Long-Term-Care Insurance? Would you like more specific information regarding Long-Term-Care Insurance?


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Questions? Comments? Click Here and contact us directly!

Copyright © 2003 Jeffrey S. Hahn & Associates